Housing and Local Government Minister Nga Kor Ming recently revealed that Prime Minister Datuk Seri Anwar Ibrahim is set to announce a RM13 billion affordable housing project. This announcement followed media reports indicating that 1.3 million civil servants do not own homes. This project is commendable and a positive step forward for those in the civil service. However, we must not forget that everyone equally deserves access to affordable housing, especially those in the B40 group.

While the government has introduced initiatives for the B40 and M40 income groups, such as Residensi MADANI, which provides low-cost housing options including rentals, with Rumah Majlis MADANI offering rental homes at RM600 per month and Rumah Ihsan MADANI offering rentals at RM300, there is still a need to advocate for equal access to this RM13 billion project. Many in the B40 group continue to face significant struggles.

There must be a better understanding of the contrast between civil servants and B40 citizens, particularly in terms of the benefits each group receives. While civil servants enjoy a range of government perks, including healthcare, many non-civil servants face considerable challenges, such as bearing the full cost of healthcare – an issue that has recently garnered significant attention with medical insurance premiums set to soar between 40% to 70%.

Among the most vulnerable groups are fresh graduates, who often struggle to secure stable employment, let alone afford a home, more so, with room rental on the rise too. This affordable housing initiative should therefore ensure it provides opportunities for these young individuals as well.

Moreover, it is essential that affordable housing projects are not only financially accessible but also meet high standards of quality. We must avoid the low-quality housing often associated with PPR flats, which have long been plagued by alleged issues such as poor construction and neglect. To create sustainable communities, affordable housing must be built to last, with attention to durability, comfort, and long-term maintenance. Alongside this, a reliable system for the regular collection of maintenance fees is crucial to keeping properties in good condition for all residents.

While this housing project involves a substantial budget, it is critical to ensure that its implementation prioritises broader inclusivity, quality, and sustainability, benefiting both civil servants and the wider population of Malaysia.

Ivone Low Yi Wen
Beliawanis MCA National Chairperson

28 November 2024

-MCA Comm-